Terms and Conditions

Last Updated: March 23, 2026

Welcome to Force Adjusters LLC ("we," "our," or "us"). These Terms and Conditions govern your use of our website and the services provided herein. By accessing or using our website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, please do not use our website.

1. Website Information vs. Professional Representation

The content provided on this website, including but not limited to the Eligibility Quiz, claim calculators, and blog posts, is for informational purposes only. Using this website or contacting us does not create a formal Public Adjuster-Client relationship.

To officially retain Force Adjusters LLC to represent you in an insurance claim, a formal, written "Letter of Representation" or "Public Adjuster Contract" must be signed by both parties in accordance with Nevada state laws and Department of Insurance regulations.

2. No Legal Advice

Force Adjusters LLC is a licensed public adjusting firm. We are experts in estimating property damage, interpreting insurance policies, and negotiating claims. However, we are not attorneys, and nothing on this website should be construed as legal advice. If your claim requires legal action, we recommend consulting with a qualified attorney.

3. User Representations

By using our website to request a consultation or submit claim details, you represent and warrant that:

• You are the legal owner of the property in question, or you have the legally documented authority to act on behalf of the owner.
• All information you provide to us regarding your property, insurance policy, and damages is true, accurate, and complete to the best of your knowledge.
• You are at least 18 years of age.

4. Communication & SMS Terms

By providing your telephone number and submitting any form on our site, you expressly consent to be contacted by Force Adjusters LLC via phone calls and SMS text messages for transactional, informational, and service-related purposes. Standard message and data rates may apply.

You may opt-out of receiving text messages at any time by replying "STOP" to any of our messages. For more details on how we handle your communication data and our strict adherence to A2P 10DLC compliance, please review our Privacy Policy.

5. Intellectual Property Rights

Unless otherwise indicated, the website is our proprietary property. All source code, databases, functionality, software (including third-party integrations like Xactimate and Matterport API), website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

6. Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, or loss of data arising from your use of the website or reliance on any information provided on the website. Final claim settlements are determined by your insurance carrier and policy limits; we do not guarantee specific financial outcomes based on initial website estimates.

7. Governing Law

These Terms and Conditions and your use of the website are governed by and construed in accordance with the laws of the State of Nevada, applicable to agreements made and to be entirely performed within the State of Nevada, without regard to its conflict of law principles.

8. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the website at any time or for any reason at our sole discretion without notice. We also reserve the right to modify these Terms and Conditions at any time. Your continued use of the Site after such modifications will constitute your acknowledgment of the modified Terms and Conditions.

9. Contact Information

If you have questions or concerns regarding these Terms and Conditions, please contact us at: